Law Offices Andrew Myers

I need to file a Chapter 7 bankruptcy because I lost my job last year. Before that, I kept up with my credit card payments, but I had to live on the cards and fell way behind. I just started a new job for much less income than before, and there’s no way I can [...]

Potential bankruptcy filers sometimes ask whether they really have to produce their income taxes and pay stubs when they file, isn’t this ‘nosey’ of the bankruptcy court?  Under U.S. Bankruptcy Code section 521, after the voluntary bankruptcy petition is filed, and before the creditors meeting, the person filing must submit all pay stubs and/or “payment [...]

Bankruptcy.  Just the thought can overwhelm.  But, anyone confronting a mountain of debt should weigh the pros and cons. First, calculate how long it will take to pay off your debts.  Throw all credit cards in a drawer.  Figure how much over the minimum payments you can make each month.  Then, determine when you will [...]

Credit can be rebuilt after bankruptcy. It’s not the easiest thing you’ll ever do. But, if you are serious, and if you implement a plan and follow it, you will not be the first person in the world to file a bankruptcy and then build a decent credit rating. Car Loan If you have a [...]